The very day you will accept that you are an individual; you will also appreciate the importance of having individual health insurance. As individuals, we know our unique needs and these may not be met by our employers when they are providing us with the insurance or medical cover. That is when; you would opt to have an independent private cover for your health.
Private individual covers for health are not expensive as they are supposedly thought to be. They are affordable. They are also very secure. No employer will provide you cover for life; they will only cover you for the period when you work for them. That is why it is safe to look for health insurance quotes that will work for your lifetime.
The quotes you will get will normally have no obligations on them. You do not need to fear that when you ask for a quote you can be forced to buy policies. No, the insurance company that does that is certainly one that you must refrain from. They are malicious and are very dangerous.
If you ensure that you do all that, you will come to appreciate health insurance and you will never want to live even a single day when you are not covered. You will find it to be so big a risk that you cannot take.